Guides
8 guides from Housing Calc Pro.
How to Calculate Building Costs with the HouseCall Pro Load Calculator: A Step-by-Step Guide
Estimating construction costs can be challenging, particularly for newcomers to the industry. The HouseCall Pro Load Calculator simplifies this process,…
Six steps to a better mortgage decision with a calculator (UK, 2026)
How to use a mortgage calculator properly in the UK: what to enter, how to test higher rates, how stamp duty and fees change the numbers, and the mistakes that make calculator results look better than reality.
Fixed, tracker or variable: choosing a mortgage rate type
How fixed, tracker, discount and standard variable rates work, the pros and cons of each, how to choose a deal length, and the questions to ask before you commit.
How mortgage lenders work out what you can borrow
Income multiples, affordability checks, stress tests, deposits and credit history: how UK lenders decide how much to lend, and what you can do to improve your chances.
Mortgage jargon explained: an A to Z
Plain-English definitions of the mortgage and home-buying terms you'll meet in the UK, from agreement in principle and APRC to LTV, product transfer, Stamp Duty, and the survey types.
Remortgaging: a step-by-step guide for UK homeowners
When to start looking, product transfers vs switching lender, early repayment charges, fees, the paperwork you need, and how to compare deals on total cost.
The Great Housing Calculator Showdown: Housing Calc Pro vs. Zillow in 2026
When I first heard about the projected 4.2% nationwide increase in Basic Allowance for Housing (BAH) for 2026, my eyebrows practically shot off my face. That’s
How mortgage repayments are calculated
The formula lenders use to work out monthly repayment mortgage payments, a worked UK example, how interest and capital change over time, and how rate, term, overpayments and interest-only affect what you pay.